Kym Marriott
B.BUS, Dip FP, CFP.
Director & Authorised Representative

Kym Marriott is the Managing Director of Life Balance Financial Professionals Pty Ltd which advises to a select clientele. He gains for his clients a sustainable strategic edge through his focus on debt management, estate planning and wealth management.

Kym takes a holistic approach to financial planning, consulting with national and international accountants and solicitors.  Kym believes in viewing a person’s whole life situation to develop a personalised lifestyle/lifetime plan.  Kym has to his credit:

• A Diploma of Financial Planning (Deakin University)
• Certified Financial Planner (CFP)
• Diploma in Business Management (Monash University)
• Member of the Financial Planners Association (Practitioners Division)
• Member of the International Association of Financial Planners
• National Financial Adviser of the Year 1998 and 1999 (Insurance and Financial Managers Association)
• Diploma of Financial Planning lecturer
• Past Chairman of the Financial Planners Association (Brisbane)

He is recognised for his innovative and technical expertise in the financial planning area and as such is sought after by major firms to give personal advice to top level management and professionals.

Kym has had articles printed in magazines and journals such as “Personal Investment Magazine” and is asked regularly to speak at conferences and to community groups.

He keeps up-to-date with local and world economic trends and attends top level international and national conferences on a regular basis.  He meets with some of the most respected practitioners and economic analysts in Australia and the USA to keep up with issues and practices and is a strong proponent of life long learning.

When Kym is not working, Kym devotes his time to his family.  Kym is also a supporter of local charities such as The Royal Children’s Hospital and The Queensland Cancer Council.

 

Tony Bell
B.COM (ACC), Dip FP, CFP, CPA.
Director & Authorised Representative

Tony is a qualified CPA and Registered Tax Agent; Certified Financial Planner and Member of the Financial Planning Association; holds a Bachelor of Economics degree with a major in Accounting; and Diploma of Financial Planning.  Tony undertakes regular professional development activities to keep himself up to date with industry requirements.

Area of expertise are in:

• retirement planning
• wealth accumulation
• self managed super funds
• investment strategies
• borrowing for investment purposes
• salary sacrifice strategies
• taxation advice in relation to investments

In addition, Tony in his capacity as a CPA provides audit services for self managed superannuation funds.

 

Bruce Newberry
BA (ACC) CPA
Tax Partner

With over 20 years experience as an accountant specialising in public practice, Bruce is able to offer extensive advice in all the areas of Taxation and Corporate Services, both for businesses and the individual taxpayer.  He has worked both in his own practice and been a tax manager for several leading chartered accounting firms in Brisbane.

He has special expertise in the non-profit fringe benefits tax sector and has been consulted widely by different organisations in relation to Fringe Benefit Tax (FBT) issues.

His detailed knowledge of family trust and corporate structures has seen him assist in the set up of many such entities throughout his career, with a particular emphasis on companies or the use of trading trusts.  He has also been responsible for setting up numerous non-profit entities on behalf of promoters, helping to achieve Public Benevolent Institution (PBI) and Deductible Gift Recipient (DGR) status.

Further experience in the administration or audit of Self Managed Superannuation Funds means that this growing area of advice and assistance has become a core part of the suite of services offered by Bruce and the Life Balance team.

In terms of other boutique areas of expertise, Bruce has become an acknowledged expert in gambling related tax issues, contributing extensively to magazine publications and public internet forums.

Bruce furthermore has significant experience in Small to Medium Enterprises and provided much advice over the years to assist businesses improve their profitability, manage their cash flow and create wealth for the future.

Bruce holds a Bachelor of Arts Degree and is a member of CPA Australia, with whom he holds a Public Practice certificate.  He also is a registered tax agent.

His personal interests include AFL football and cricket.

 

Stephen Inwood
B.Ed, MBA (Fin Planning), Dip FP, CFP
Director

Steve has been part of the financial planning industry for 21 years. He started his own practice on the Gold Coast in 1988 through AMP before joining AMP’s management team for a period of time. During his time with AMP management he ran several Best Practice Programs in Regional Offices. His work with the Lismore team saw them progress to the number one unit in Australia following his time there.

From AMP he progressed to Suncorp where he managed the integration of Financial Planners into the Branch networks.

Over the last twelve years Steve has been a Director and Senior Planner in one of Australia’s leading Boutique Financial Planning firms. Over this period he managed a high net worth client base whilst being the HR and Marketing manager for the firm.  The firm recently took part in a National merger with other boutique firms from around Australia.  He was responsible for the physical merger of three firms in Brisbane.

Steve is a Certified Financial Planner and also holds a Masters Degree in Financial Planning. He has lectured for the Securities Institute and was a member of a National Board of Advice for an International Fund Manager.

Steve has gained a broad understanding of all elements of the Financial Planning process and specialises in Strategic Planning and Cash flow modeling for Executives, Professionals and Specialists.

 

Anu Bindal
Details coming soon!

 

 

 

 

 

 

Effie Atsaves
Details coming soon!