The Truth About Over The Phone Life Insurance

We’ve all seen the television ads – no medicals, no paperwork, low cost cover from one dollar a day and so on. Just call up and within minutes you can be accepted for up to $1m of cover. Sound familiar? It’s no secret there are plenty of insurance providers playing in this space at the moment and consumers are responding in droves to their clever marketing campaigns. I say clever because on...
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Wise Ways To Wealth

Can history teach us anything about which wealth creation strategies work best? Financial freedom is like a pot of gold at the end of the rainbow. Ask five wealth creation experts how to find it, and you’ll undoubtedly get five different answers. In good times, there’s talk of property booms or investing in sure things on the sharemarket. In tough times, some say it’s prudent to...
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Sovereign Debt…Is It All About The Gold?

Gain a fresh perspective… Gold has been with us since time began. For thousands of years it has motivated civilisations and their economies influencing the fate of kings, emperors and their empires. As a society, our fascination with gold can be epitomised in the 100 year old tale of a man who boarded a ship carrying his entire wealth with him in a large bag of gold coins. Only days into...
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RBA Leaves Rates On Hold At 4.25 per cent

The RBA’s decision to leave rates unchanged did not meet expectations of most leading economists. THE Reserve Bank has kept interest rates on hold after two consecutive cuts adopting a wait-and-see approach. Against the backdrop of signs the global economy is in better shape as European officials roll out more measures to tackle the debt crisis, the RBA today decided at its monthly board...
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Asset Classes – A Quick Guide

A little knowledge can go a long way to help you when deciding on which investment may suit your tolerance to risk, investment goals, circumstances and timeframe. That’s why it is important to have some idea of where your money is going and how your investment ‘mix’ is made up. The most common asset classes represent different types of investment – cash, fixed interest, property...
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5 Key Investment Themes In 2012

What will be the big themes shaping global investment markets this year? The events of the last few years have shown how even the best laid investment plans can come unstuck when big global forces intervene. And the roller-coaster ride is not over yet. We’re still in the midst of enormous structural changes in the global economy, with the centre of gravity shifting from the old-world to the...
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